If you want to find ou what your problem is,and fix it,only make one change at a time and do a fair amount of shooting before you make any second change.If you want to work on form,do that but don't change brace height or nocing point height or any other aspect untill you have fixed or eliminated that as a source of your problem.
I've made this mistake in the past and it is the quickest way to confuse the issue.I have to constantly remind myself to slow down and check one thing at a time.
In Masters of the Bare Bow,Ray Beck says some people,in canting their bow,impart a kind of sideways torque to the string,with their fingers and that this causes the same identical shelf hitting as downward finger pressure.
It just seems like if the arrow shot fine with 3 under,and didn't with split fingers,the tune is good but something is happening in form,with split fingers.
Also,what kind of bow do you have and how long is it?If there is a finger pinch problem,that should be on the top finger,when shooting split fingers.
Good luck with it.I hope you will keep us posted.