A couple of days ago, not far from here, a bowhunter died from a fall. He was 18 feet up and had just lowered his bow to the ground. He didn't have a harness, or didn't have it attached.
Man, Lee, I don't know about not wearing a harness. I hunted out of homemade climbing stands for years, when I was in my teens and early 20s. I never wore a harness, either. Looking back on that, I think what a fool I was. I had a couple of instances where the stand slid all the way down the tree with me going along for the ride.
Even a fall from 8-10 feet can break a bone, and I can guarantee you'll spend more than $150 if you need a doctor. Heck, an ambulance ride will cost twice that.