why thanks for the kind words Karl. Your right, ive spent ALOT of time with 1095, at first because its what I could afford, then later it was what I liked after trying umpteen different steels. Im sure youve done the same thing!
Couple quick things, in your initial post it seems you did everything right. Im just wondering what if anything at all is the problem with the blade? If you dont have a way to rockwell test, just use the good ole file method. A brand new "high" quality single cut file should cut into the edge with light pressure. A "dull" file should barely cut, if at all with moderate pressure, this is AFTER your tempering cycle. I dont even check my blades before tempering, I like to get them into a tempering cycle ASAP, so as soon as I check/correct for straightness I get them in that 425 oven! I run 2-3 tempering cycles, after the first I clean off the blade @120 grit, at this point I investigate the steel a bit more, check for hardnesss, check again for striaghtness, cupping etc... do at least 1 more cycle, maybe 2 after that (totaling 2-3 cycles sometimes ramping up temps).
1095 will tell you ALOT by just looking at it, take it to 220-400 grit and you may see evidence of a "temperline" even if you werent trying to get one. As Karl says, its a shallow hardening steel, and fast.
I would recomend that you stick to warmed (125+/-) veg. oil over a brine solution. I used veg. oil with about 25% olive oil for the first 8-9 years I made knives and had good success. The key is warming the oil as stated and getting a thorough heat on your blade. I highly suggest getting a pyrometer so you know exactly what temp your at before quinch. Yes, you can use your eyeball, and you still will even with a pyro, just the pyro "helps" your eyeball.
Also if you have a controlled heat treat oven (meaning you KNOW the temp. and have a degree of control over it), dont be afraid to experiment with soak times. Especially if you start messing with thicker stock, I use alot of round bar and 3/8" stock, so my spines at times are 3/8+". You will get completely different results when you soak at temp for 3-5 minutes then you will quinching at the apex of your desired heat with no soak.
Hope this helps some, i wouldnt abandon that blade as it is right now, im still not sure there is anything "wrong".