On my longbows, I put down the glass for the bow's back, then three core lams, then riser, then a .040 or .050 parallel lam, then the belly glass... similar to your second scenerio.
I like the main wood lams running behind the handle, and besides, it would be much harder to bend those thick butt ends of the lams down into the fadeout radius on the belly side. When I HAVE seen it done that way, with the butt end of the taper on the belly side of the riser, the bow is designed so that area is considerably flatter... as in some forward handle designs.
If you decide to put that middle lam on the belly side of the riser, do a dry run first to see if it'll make the bend.