I have this thread running on several boards, and have learned a few things. Here are some good points from other boards:
"you want a good portion of the string resting on the artificial... I use Very small pieces of micarta normally...and for all I know, maybe it will bite me on the bum someday..but so far, even with 75 pound pound bows and 10 strand D97's I've been fine. I've also seen a lot of bows...longbows in particular, being shot with FF that are only wood on the tips..."
"I use pnenolic now with wood on top. Glass will work fine. When I first started building I used two layers of hardwood on the tips with FF and had none of them to fail that I know of."
"The pictures I've seen of tip failures with fast flight have been where the string split the limb by pulling down through the nock grooves. Seems like anything without grain or oriented cross grain would eliminate this possibilit"
"I cant say as I have ever seen a tip failure on a longbow. But I have on a curve where the limb split down thru the string grooves. This why I do not use the Y groove on my curves. If I decided to use the Y groove I think A thin overlay on the belly would be in order."
"I only use FF's on my bows and never used anyting else than hardwood for overlays"
From all the responses, I would conclude that it's a bigger problem on recurves.