Usually I'm not in a big hurry, so I'll just get certified funds from my bank, they don't charge anything on top, and mail it to the guys. Key is, I'm kinda at the mercy of the seller, but I haven't been burned yet (knock on cedar). I've bought 1 bow, several arrow sets, arrow equipt., quivers, and the list goes on without a hitch. Most of the guys now are setup with paypal as the above have indicated. It's quick and easy, and both parties are protected, just have to had 3.5% to your total.