Hunter's Insurance

[Tall Paul]

Lets say I give you permission to hunt on my land, but it turns out you're an idiot and fall out of your tree stand, injuring yourself.

While you're in the hospital watching TV all day, you notice the commercials featuring attorneys that are concerned about your welfare.

All you have to do is pick up your phone and call one of these lawyers, and he files suit against me.  Although I didn't do anything wrong, I now have to hire an attorney to represent me.

Like my earlier post, lets say we go to court and a jury of your/my peers decides I now owe you $100K.  Hmmmm.

NO WAY am I going to give someone permission to set foot on my property unless they present me with a liability policy.

So, yeah, I think it would help you gain permission on some hunting lands.

[Cory Mattson]

I am insured for 2million - shoot from a stand - safety strap - this is coverage directly and soley for me when I am bowhunting. We always sign a release protecting landowners from liability. To the  original question - YES it will help you gain and hold property. Landowners seek us out and we have more invites than we can handle now. Due diligence and being an advocate for landowners helps.
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[monterey]

Something missing here.  :confused:  

How is the hunters liability policy going to protect the land owner from claims of liability due to harm to the hunter?

The hunters liability policy would be to insure the hunter from liability for damage that the hunter might do to the land owner or his property.

The land owner might be better protected by an iron clad waiver of liability from the hunter.

[jsweka]

Now you need insurance to hunt somewhere?  Ridiculous. I'd hunt somewhere else if the landowner didn't trust me to not cause damage.

I have health insurance to cover my injuries and life insurance to cover my death. And the landowner has homeowners insurance in case my insurance company sues him or if I'm a complete idiot and damage his property.  This hunter insurance thing just seems like another gimmick by insurance companies to suck money out of you.

[ShadeMt]

Monterey is on the right track.  A hunter providing liability insurance is only protecting his or herself in the event that he causes bodily injury or property damage to others.  It does nothing to protect the landowner in the event that the hunter is the one that gets injured. If it is such a concern to the landowner, they would probably be better protected if they bought the liability insurance in their own name and let the hunter(s) pay the premium.  As for liability waivers, most legal professionals will tell you that they aren't worth the paper they are written when it gets to the courtroom.