I would think that a 10 gr setup should pass through rib cage hits on whitetails most of the time,if you are tuned for good arrow flight.Wind can change things just like an untuned arrow.
I'm not sure there is such a thing as overkill,though.It is part of the choice to be satisfied with the trajectory though.
I have been shooting 13 gr per pound arrows out of several bows and don't have to think about trajectory out to 20 yds.I would rarely shoot at game past that range but if I want to shoot farther,I verify with my tip.At 25 yds,4" under and 30 is point on.
I shoot all recurves and every one penetrates deeper with heavier arrows.They also shoot quieter.
Both your setups are good ones.You can't make a bad choice there.Just juggle a few elements to help you decide but forget the kinetic energy formula.