From my experience, there are a variety of quality bowyers out there. They all vary on lead times depending upon how many orders they have, and how much help they have.
One of my favorites from NC builds fantastic longobws. When I first called him 5 years ago, he told me he would rather build a quality bow a working man can afford. I really appreciated that. You are right, you can spend quite a chunk of change, but you'll find bowyers are very ethical and upfront in lead times. They don't move peple up/down the list depending upon what someone is willing to pay. My opinion, if 12 month wait is too long, move on.
A number of bowyers have fantastic instock bows, one comes to mind that I just checked, is Cari-Bow Abes bows are masterpieces, as most all the sponsors here on Trad Gang.
many bowyers don't have extra help, as they are very particular on quality, and having extra hands some feel compromises there quality.