IMO, carbons will not hold up well to stumps unless they are footed. Then, they are ok. Aluminums will take more than most give them credit for... but it helps a lot if you are good at straightening them. You WILL bend some. Wood arrows will break. Not as bad if internally footed, but they will still break behind the footing. But, they're relatively cheap, so there's that.
I make my decision based on what I'm hunting the next season with. My stump arrows have to shoot very close to the hunters. I love FMJs, but their diameter makes it expensive to use them for roving. Different if you're tuning up for Africa or some other huge hunt, but most times I want to find a suitable relatively inexpensive arrow that actually shoots like my hunters.
The Heavy Hunters kind of haunt me....they just don't break, even with a point blank hit into a basalt rock face. Can't hardly break them, but you can lose them, and -with a judo on the front- you're flinging $16+ out there with every shot(not counting the time and other materials you put into making them!)
We kid ourselves that cedars are cheap, but good shafts are approaching $300/100 now....that ain't hay! I know, I have a supply of old ones too, and I didn't pay that but I will when I need more! Feathers are near $50/dozen and points are near $40/hundred. We all love challenging ourselves and each other when we're stumping, but it's becoming important to actually pick a soft stump, and then HIT IT!